At JCCayer, we know that the right tools are essential — whether you’re tackling a home project, growing your small business, or gearing up for a major job. But we also understand that quality tools are an investment. That’s why we’re excited to announce a new way to make getting the equipment you need easier than ever: Flexible Financing with Affirm, available online and in-store.

Why Finance with Affirm?

When opportunity knocks, you shouldn’t have to wait. Affirm gives you the flexibility to buy now and pay over time, with term lengths ranging from 3 months to 24 months. Whether you need a new cordless kit for the job site, a reliable generator, or the ultimate shop upgrade, Affirm can help you spread out your payments in a way that fits your budget — without hidden fees.

Here’s what you can expect:

• Flexible Terms: Choose from financing options between 3 to 24 months.

• Low Interest Rates: Enjoy competitive rates, depending on your credit.

• Instant Decisions: Quick approval process, right at checkout.

• Transparency: You’ll always see the total cost up front — no surprises.

Perfect for Projects and Growing Businesses

When you’re managing a project timeline or running a business, waiting months to save up for the right equipment isn’t always an option. Affirm financing helps you:

• Start your projects sooner without sacrificing quality

• Expand your services by investing in better or additional tools

• Manage cash flow without draining your savings all at once

• Seize limited-time deals when they come up

Whether you’re a weekend warrior, a contractor, or a small business owner, Affirm gives you the power to equip yourself for success — on your terms.

How It Works

Shopping online?
At checkout, simply select Affirm as your payment option, choose your plan, and complete your purchase — it’s fast and secure.

Shopping in-store?
Our team will walk you through the Affirm application process in just a few easy steps, right at the register.

Don’t let upfront costs delay your progress.
Visit us online or in-store today, and start building your future with the tools you need — and the payment plan that works for you.